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Seminar Cara Pintar Mengelola Keuangan Keluarga

Besar kecilnya gaji seringkali berpengaruh terhadap cara mengelola yang tepat sehingga Anda bisa terhindar dari kondisi defisit keuangan. Apalagi jika gaji Anda termasuk fixed income alias gaji bulanan tetap dengan kebutuhan hidup yang seringkali naik turun. Bagi yang bergaji kecil, mereka akan kesulitan menyimpan uang untuk beberapa hal seperti: dana darurat, biaya kuliah, dana pensiun, membeli mobil, dan sebagainya. Bahkan tidak jarang ada yang kehabisan uang pada pertengahan bulan. Hal tersebut mungkin saja terjadi akibat mereka tidak dapat mengelola gaji bulanan dengan baik untuk memenuhi kebutuhan keuangan rumah tangga.

Setiap keluarga pasti memiliki rencana untuk masa depannya seperti: liburan, memiliki rumah dan mobil sendiri, hingga biaya kuliah anak, dan dana pensiun. Rencana tersebut memerlukan uang yang banyak, sedangkan mencari tambahan penghasilan bukan sesuatu yang mudah. Untuk itulah Anda membutuhkan beberapa cara untuk mengatur keuangan rumah tangga dengan gaji kecil agar rencana yang telah disusun tersebut dapat tercapai. Untuk lebih mudahnya, simak uraian 13 cara atur keuangan rumah tangga dengan gaji kecil berikut ini.

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